Wedding season is upon us and love is in the air. Have you had the #MONEYTALK with your significant other yet? Money can cause stress in a relationship and having discussions about money with your partner can help ensure you’re on the same page, and not become a bigger issue down the road.

So what type of #MONEYTALKs should you have with your partner? We asked our Conexus experts to give us their best marriage financial advice – here’s what they had to say:

"These conversations can be complex and sometimes uncomfortable to have. Everyone's situation is unique. I would advise having many smaller conversations around priorities, resources and goals to find common ground." ~Jason A.

“What are your goals and dreams and what does success look like for you? For some people, it's all about saving, while for others, they want to focus on enjoying life. Making sure you're on the same page about saving vs. spending is absolutely key.” ~Nicole H.

“It’s important to agree on a process for discussing finances and building that as a regular part of the relationship. Over time, life happens, goals change, etc. and having money chats as a regular discussion in your relationship is a great way to ensure that money doesn’t become something that pulls you apart over time, but rather, something that can help bind the family together.” ~Eric D.

“Have a discussion around personal feelings related to debt (i.e. what the couple is willing to go into debt for vs. what they're not.) If one person is okay with debt and the other is not, it can cause strain. Communication and ensuring you find someone that shares your financial values helps to support a strong relationship." ~Kim M.

“Discussions about money seem to be awkward for many. Early on, establish a mutual agreement to keep no secrets. Be upfront and honest with each other about your individual financial health and set goals together. And let’s not forget that this usually means compromise by all parties!” ~ Susan S.

“Include your financial experts early on in the conversation to help alleviate fears and concerns and help come up with the right plan and approach for you and your partner!” ~Kyle D.

“Have a good degree of financial knowledge. When both people have a good understanding of the topic, the conversations will be stronger and one person won't be making all of the decisions while the other merely accepts what is happening.” ~ Marcie A.

“Share the responsibility of paying bills, budgeting, savings, etc., if you decide to have only joint accounts. It’s important that each partner have this knowledge and share the responsibility so that if something were to happen to the other person, they’d be able to continue these financial tasks.”~Kyla F.

“Understand how your ‘love language’ relates to finances. If one person’s language is gifts and the other prefers quality time, this could play into budgeting and lifestyle goals. Be sure to have conversations around as many aspects of finances as possible to ensure you understand each other’s feelings towards money and are on the same page.”~Lisa C.

Money is one of the biggest causes of issues, arguments and stress in a relationship. It may not always be easy to talk about, but starting early and discussing frequently can reduce stress and make these difficult conversations easier to have. It can also help prevent bigger issues from happening further down the road.

Do you have advice for other financial #MONEYTALKs couples should have before getting married? We’d love to hear them! Tell us by sharing with us on Facebook or Twitter and tagging #ConexusMONEYTALK.